Should You Scrap your Credit Card?

Should You Scrap your Credit Card?

Last night I watched  an on air business nightly forum on one of the local TV stations designed for international viewing. I failed to get name of the guest who is a motivational speaker and a book author from the US. There were phone in questions received. One those questions which made me LOL was about the practicability of having a credit card which according to the speaker “not good” because it allows you to spend money before earning it.  And why spend much? To buy luxuries? She said it’s ironical, “We spend money to impress other people we even do not like.”


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